or
The Loan to Value (LTV) is the ratio of your loan amount to the value of your property. Whenever possible, keep your LTV below 80% in order to avoid having to obtain Mortgage Insurance.
Please note that loan limits for certain product types, as well as the realty services we offer, vary by locality.
CapCenter offers Realty services that provide additional savings during your home purchase process. We would be happy to represent you. Geographic limitations apply.
Today's Rates*
as of 5/2/2016 10:01:02 AM
Vet Affairs (VA)
FHA
ARM
Over $535,900
$100,000 - $535,900
Rate* Points Closing Costs APR
Fixed Rate for 30 Years - $100,000 to $417,000
3.750 %0.000$0 3.750 %Free Quote
3.625 %0.875$0 3.696 %Free Quote
3.500 %1.750$0 3.643 %Free Quote
Fixed Rate for 20 Years - $100,000 to $417,000
3.625 %0.000$0 3.625 %Free Quote
3.500 %0.750$0 3.585 %Free Quote
3.375 %1.500$0 3.545 %Free Quote
Fixed Rate for 15 Years - $100,000 to $417,000
3.125 %0.000$0 3.125 %Free Quote
3.000 %0.625$0 3.090 %Free Quote
2.875 %1.125$0 3.037 %Free Quote
Fixed Rate for 10 Years - $100,000 to $417,000
3.000 %0.000$0 3.000 %Free Quote
2.875 %0.625$0 3.006 %Free Quote
2.750 %1.375$0 3.039 %Free Quote
Fixed Rate for 30 Years - $417,000 to $535,900
3.625 %0.000$0 3.625 %Free Quote
3.500 %1.000$0 3.581 %Free Quote
3.375 %1.500$0 3.496 %Free Quote
Fixed Rate for 15 Years - $417,000 to $535,900
3.000 %0.000$0 3.000 %Free Quote
2.875 %0.750$0 2.983 %Free Quote
2.750 %1.375$0 2.948 %Free Quote
Rate* Points Closing Costs APR
Fixed Rate for 30 Years - Over $535,900
3.875 %0.000$0 3.875 %Free Quote
3.625 %1.000$0 3.707 %Free Quote
3.375 %2.000$0 3.537 %Free Quote
Fixed Rate for 20 Years - Over $535,900
3.875 %0.000$0 3.875 %Free Quote
3.625 %0.875$0 3.725 %Free Quote
3.375 %2.000$0 3.603 %Free Quote
Fixed Rate for 15 Years - Over $535,900
3.625 %0.000$0 3.625 %Free Quote
3.250 %1.000$0 3.396 %Free Quote
3.000 %2.000$0 3.291 %Free Quote
Fixed Rate for 10 Years - Over $535,900
3.625 %0.000$0 3.625 %Free Quote
3.250 %1.000$0 3.462 %Free Quote
3.000 %1.875$0 3.397 %Free Quote
Rate*PointsClosing CostsAPR
5/1 ARM for 30 Years - $100,000 to $417,000
3.250 %0.000$0 3.114 %Free Quote
3.000 %0.875$0 3.112 %Free Quote
2.625 %1.875$0 3.084 %Free Quote
7/1 ARM for 30 Years - $100,000 to $417,000
3.500 %0.000$0 3.248 %Free Quote
3.125 %1.000$0 3.181 %Free Quote
2.875 %1.875$0 3.153 %Free Quote
Rate* Points Closing Costs APR
FHA Fixed Rate for 30 Years - $100,000 to $417,000
3.500 %0.000$0 4.510 %Free Quote
3.375 %0.250$0 4.405 %Free Quote
3.250 %0.750$0 4.322 %Free Quote
FHA Fixed Rate for 15 Years - $100,000 to $417,000
3.250 %0.000$0 4.221 %Free Quote
3.125 %0.875$0 4.228 %Free Quote
2.875 %1.250$0 4.032 %Free Quote
Rate* Points Closing Costs APR
VA Fixed Rate for 30 Years - $100,000 to $417,000
3.500 %0.000$0 3.676 %Free Quote
3.375 %0.500$0 3.591 %Free Quote
3.250 %1.000$0 3.506 %Free Quote
VA Fixed Rate for 15 Years - $100,000 to $417,000
3.250 %0.000$0 3.566 %Free Quote
2.875 %0.500$0 3.261 %Free Quote
2.750 %1.000$0 3.209 %Free Quote
VA Fixed Rate for 30 Years - $417,000 to $535,900
3.500 %0.000$0 3.676 %Free Quote
3.375 %0.500$0 3.591 %Free Quote
3.250 %1.000$0 3.506 %Free Quote



CapCenter’s rates* are subject to change without notice. Rates shown are for a 30-day lock period. Unless otherwise indicated, rates apply for loan amounts from $100,000 to $417,000 for a primary residence or second home in VA or NC. Other loan programs, terms and rates may be available.
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